Traveling internationally can be fun and exciting. But, it can also be expensive. Using the right credit card can save you money and earn you rewards. In this article, we will help you find the best credit card for international travel points.
Why Use a Credit Card for International Travel?
Using a credit card while traveling has many benefits. Here are some reasons why:
- Safety: It’s safer than carrying cash.
- Convenience: Most places accept credit cards.
- Rewards: Earn points or miles for your purchases.
- No Foreign Transaction Fees: Save money on fees.
- Travel Insurance: Many cards offer travel insurance.
Top Credit Cards for International Travel Points
Here are some of the best credit cards for earning travel points. These cards offer great rewards and benefits.
1. Chase Sapphire Preferred® Card
| Feature | Details |
|---|---|
| Sign-Up Bonus | Earn 60,000 points after spending $4,000 in the first 3 months. |
| Rewards | 2x points on travel and dining, 1x on all other purchases. |
| Annual Fee | $95 |
| Foreign Transaction Fees | None |
| Travel Insurance | Yes |
The Chase Sapphire Preferred® Card is a great choice for travelers. It offers a generous sign-up bonus. You earn 2x points on travel and dining. The annual fee is $95, but there are no foreign transaction fees. It also includes travel insurance.
2. Capital One Venture Rewards Credit Card
| Feature | Details |
|---|---|
| Sign-Up Bonus | Earn 60,000 miles after spending $3,000 in the first 3 months. |
| Rewards | 2x miles on every purchase. |
| Annual Fee | $95 |
| Foreign Transaction Fees | None |
| Travel Insurance | Yes |
The Capital One Venture Rewards Credit Card is another excellent option. It offers a sign-up bonus of 60,000 miles. You earn 2x miles on every purchase. The annual fee is $95, and there are no foreign transaction fees. It also includes travel insurance.
3. American Express® Gold Card
| Feature | Details |
|---|---|
| Sign-Up Bonus | Earn 60,000 points after spending $4,000 in the first 6 months. |
| Rewards | 4x points on dining, 3x on flights, 1x on other purchases. |
| Annual Fee | $250 |
| Foreign Transaction Fees | None |
| Travel Insurance | Yes |
The American Express® Gold Card is perfect for food lovers and travelers. It offers a sign-up bonus of 60,000 points. You earn 4x points on dining and 3x on flights. The annual fee is $250, but there are no foreign transaction fees. It also includes travel insurance.
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How to Choose the Best Credit Card for You?
Choosing the best credit card depends on your needs. Here are some tips to help you decide:
- Consider the Sign-Up Bonus: A good sign-up bonus can boost your points quickly.
- Look at the Rewards: Choose a card that offers rewards in categories you spend the most.
- Check the Annual Fee: Make sure the benefits outweigh the fee.
- Foreign Transaction Fees: Avoid cards with these fees.
- Travel Insurance: Look for cards that offer travel insurance.
Maximizing Your Travel Points
Once you have the right credit card, here are some tips to maximize your travel points:
- Use Your Card for Everyday Purchases: Earn points on everything you buy.
- Take Advantage of Bonus Categories: Use your card for travel and dining if it offers extra points.
- Pay Your Balance in Full: Avoid interest charges by paying your balance each month.
- Redeem Points Wisely: Use your points for high-value rewards like flights and hotels.
Frequently Asked Questions
What Is The Best Credit Card For Travel Points?
The best card offers high points per dollar spent, low fees, and extensive international perks.
Do Travel Credit Cards Have Foreign Transaction Fees?
Many top travel credit cards waive foreign transaction fees, saving you money abroad.
Can Travel Points Be Used For Flights?
Yes, travel points can often be redeemed for flights, hotels, and other travel-related expenses.
Are Travel Points Worth It?
Travel points can be very valuable, especially if you travel frequently and utilize card benefits wisely.
Conclusion
Using the best credit card for international travel can save you money. It can also make your trips more enjoyable. The Chase Sapphire Preferred® Card, Capital One Venture Rewards Credit Card, and American Express® Gold Card are all great options. They offer excellent rewards and benefits. Choose the one that fits your needs and maximize your travel points. Happy travels!
